GSE MARKET SHARE OF HOME MORTGAGE LOAN ORIGINATIONS 
         
                            BY CENSUS TRACT RACIAL CATEGORY - 2000
                 
                       All Metropolitan Areas in the United States 
                                    


                              ------  GSE Market Share: All Loans  ------  
         
Census Tract                United States     United States       California      
Racial Category:                             (except CA & HI)      & Hawaii                 

 Minority: 0%-10%               56.1%             55.9%             68.9%

 Minority: 10%-25%              53.0%             51.1%             61.4%
                                                    
 Minority: 25%-50%              46.6%             42.8%             54.8%

 Minority: 50%-75%              43.9%             39.0%             54.0%

 Minority: 75%-100%             36.8%             32.0%             52.0%

 Black: 50%-100%                31.5%             30.3%             46.8%

 Hispanic: 50%-100%             44.5%             41.1%             50.1% 

   

                            ----  GSE Market Share: Conventional Loans  ---  
         
Census Tract                United States     United States       California      
Racial Category:                             (except CA & HI)      & Hawaii                 

 Minority: 0%-10%               64.5%             64.3%             75.2%

 Minority: 10%-25%              65.1%             63.9%             70.0%
                                                    
 Minority: 25%-50%              59.8%             56.1%             67.5%

 Minority: 50%-75%              55.1%             49.0%             67.2%

 Minority: 75%-100%             45.4%             38.7%             67.5% 

 Black: 50%-100%                38.2%             36.7%             58.0%

 Hispanic: 50%-100%             59.2%             52.9%             70.3%



 
       
   GSE Market Share: Number of home mortgage loans acquired by Fannie Mae and
     Freddie Mac in 2000 as a percentage of total home mortgage loan originations 
     reported by all lenders in 2000 pursuant to HMDA (excluding loans above
     the $252,700 GSE loan-size ceiling). 

   Home Mortgage Loan: Home purchase loan or refinancing loan secured by
     a 1-4 unit dwelling. 


        Source: HUD, 2000 GSE Public Use Data Base, Single-Family Properties,
                  Census Tract File; FFIEC, 2000 HMDA data.  

                Essential Information, PO Box 19405, Washington, DC