NUMBER OF HOME PURCHASE LOAN ORIGINATIONS: BY CENSUS TRACT RACIAL CATEGORY - AFRICAN AMERICAN Mortgage Loans To Purchase 1-4 Family Dwellings 1993 HMDA data HOUSTON PMSA ----- Number of Loans ----- ---- Distribution of Loans ---- PAGE 1 Lender Name Minority African African Minority African African Over 50% American American Over 50% American American Over 50% Over 75% Over 50% Over 75% (%) (%) (%) Number of Census Tracts 264 106 72 MSA TOTAL 4,603 1,067 446 12.4 2.9 1.2 NORTH AMERICAN MORTGAGE CO 168 12 2 7.2 0.5 0.1 COUNTRYWIDE FUNDING CORPORATIO 170 31 10 10.1 1.8 0.6 CTX MORTGAGE COMPANY 114 80 5 6.6 4.6 0.3 BANK UNITED OF TEXAS FSB 281 83 37 19.5 5.8 2.6 NATIONSBANC MORTGAGE CORP 296 70 32 23.0 5.4 2.5 CAPITAL STD MORTGAGE INC 102 19 6 8.3 1.5 0.5 NORWEST MORTGAGE, INC 51 2 1 4.5 0.2 0.1 SUMMIT MORTGAGE CORPORATION 341 122 79 31.4 11.2 7.3 THE PRUDENTIAL HOME MORTGAGE C 126 51 31 11.3 4.6 2.8 GREEN TREE FINANCIAL CORP 52 12 1 12.1 2.8 0.2 US BANCORP MORTGAGE COMPANY 61 5 3 6.8 0.6 0.3 AMERICAN RESIDENTIAL MORTGAGE 64 11 1 8.7 1.5 0.1 EMPIRE OF AMERICA REALTY CREDI 137 39 22 17.8 5.1 2.9 HARBOR FINANCIAL MORTGAGE CORP 87 13 3 10.5 1.6 0.4 INDEPENDENCE ONE MORTGAGE CORP 150 30 12 21.5 4.3 1.7 HOME SAVINGS OF AMERICA, F.A. 58 3 0 8.8 0.5 0.0 WORLD SAVINGS AND LOAN ASSOC. 64 5 3 9.2 0.7 0.4 OAKWOOD ACCEPTANCE CORPORATION 12 5 1 5.3 2.2 0.4 FIRST INTERSTATE BANK OF TEXAS 102 18 10 19.9 3.5 1.9 BANCPLUS MORTGAGE CORPORATION 76 18 7 12.1 2.9 1.1 Texas Commerce Bank 136 20 8 28.8 4.2 1.7 CORNERSTONE MORTGAGE COMPANY 26 2 1 3.7 0.3 0.1 TEMPLE-INLAND MORTGAGE CO. 85 13 3 14.5 2.2 0.5 ICM MORTGAGE CORPORATION 79 13 6 14.1 2.3 1.1 HAMMERSMITH FINANCIAL CORP. 38 23 4 8.1 4.9 0.9 Banc One Mortgage Corporation 179 47 28 38.0 10.0 5.9 HOME LOAN CORPORATION 43 4 2 7.9 0.7 0.4 VANDERBILT HOMES 32 3 2 17.8 1.7 1.1 EXPRESS AMERICA MORTGAGE CORP. 29 3 2 6.7 0.7 0.5 SUNBELT NATIONAL MORTGAGE CORP 62 13 5 11.4 2.4 0.9 FIRST HEIGHTS BANK,FSB 22 4 2 5.7 1.0 0.5 RYLAND MORTGAGE COMPANY 4 0 0 1.1 0.0 0.0 MELLON MORTGAGE COMPANY 14 1 1 4.0 0.3 0.3 FLEET MORTGAGE CORP. 56 14 6 16.0 4.0 1.7 CROSSLAND MORTGAGE CORP. 22 3 0 5.7 0.8 0.0 WATERFIELD FINANCIAL CORPORATI 22 4 1 8.9 1.6 0.4 PHH U.S. MORTGAGE CORPORATION 42 40 0 13.0 12.3 0.0 TROY & NICHOLS, INC. 25 3 1 10.0 1.2 0.4 BARCLAYS AMERICAN MORTGAGE COR 6 1 0 2.2 0.4 0.0 PRINCIPAL MUTUAL LIFE INS CO 2 1 0 0.9 0.4 0.0 COLONIAL SAVINGS 37 7 4 15.5 2.9 1.7 BOFA FEDERAL SAVINGS BANK 25 3 1 11.5 1.4 0.5 OCCIDENTAL MORTGAGE CORP. 11 1 0 5.0 0.5 0.0 GREAT SOUTHWEST BANK, FSB 13 1 0 7.1 0.5 0.0 GREAT WESTERN MORTGAGE CORP 20 4 1 11.4 2.3 0.6 COMPASS BANK - HOUSTON 13 1 0 6.5 0.5 0.0 CITIZENS NATIONAL BANK 74 10 5 44.0 6.0 3.0 NATIONAL PACIFIC MORTGAGE CORP 20 2 2 10.5 1.1 1.1 COLONIAL MORTGAGE COMPANY 5 0 0 2.1 0.0 0.0 ACCUBANC MORTGAGE CORPORATION 15 5 2 8.0 2.7 1.1 PAGE 2 Lender Name Minority African African Minority African African Over 50% American American Over 50% American American Over 50% Over 75% Over 50% Over 75% (%) (%) (%) PNC MORTGAGE CORP. OF AMERICA 38 9 5 20.1 4.8 2.6 UNION STATE MORTGAGE CORP. 77 10 2 46.7 6.1 1.2 NVR MORTAGE 16 3 0 8.0 1.5 0.0 BANCBOSTON MORTGAGE CORP. 4 1 0 2.2 0.5 0.0 AMSOUTH MORTGAGE COMPANY, INC. 1 0 0 0.5 0.0 0.0 GE CAPITAL MORTGAGE SERVICES 5 2 0 3.5 1.4 0.0 GMAC MORTGAGE CORPORATION OF P 12 3 2 7.5 1.9 1.2 MILESTONE MORTGAGE CORPORATION 21 4 1 12.4 2.4 0.6 FIRST UNION MORT. CORP. 4 1 0 2.3 0.6 0.0 NORWEST FUNDING, INC 40 4 2 22.9 2.3 1.1 CHASE U.S. CONSUMER SERVICES 5 4 2 4.0 3.2 1.6 THE CIT GROUP/SALES FINANCING, 5 2 0 15.6 6.3 0.0 STM MORTGAGE COMPANY 14 4 1 8.3 2.4 0.6 AMERICAN FINANCIAL MORTGAGE CO 12 0 0 9.9 0.0 0.0 BANK OF AMERICA TEXAS, N.A. 27 6 4 36.0 8.0 5.3 SUNCOAST SAVINGS & LOAN ASSOC. 11 0 0 8.2 0.0 0.0 FORT BEND FEDERAL SAVINGS & LO 11 1 0 8.5 0.8 0.0 LOCKWOOD NATIONAL BANK 86 10 8 64.2 7.5 6.0 GUARDIAN SAVINGS & LOAN ASSN 13 1 0 10.6 0.8 0.0 FRANKLIN MORTGAGE CAPITAL 4 2 0 3.5 1.8 0.0 LIBERTY SAVINGS ASSOCIATION 10 1 1 8.3 0.8 0.8 FIRSTBANC SAVINGS ASSOCIATION 5 3 1 7.6 4.5 1.5 MITCHELL MORTGAGE COMPANY 2 0 0 1.7 0.0 0.0 HOLLAND MORTGAGE CORPORATION 15 5 4 11.0 3.7 2.9 FARM & HOME SAVINGS ASSOCIATIO 5 1 1 4.5 0.9 0.9 HOUSTON SAVINGS ASSOCIATION 7 0 0 5.7 0.0 0.0 KNUTSON MORTGAGE CORPORATION 9 0 0 9.2 0.0 0.0 PACIFIC SOUTHWEST BANK, F.S.B 11 3 1 9.7 2.7 0.9 CITIZENS BANK AND TRUST CO. 11 5 1 10.4 4.7 0.9 GUARANTY FEDERAL BANK, F.S.B. 4 1 1 11.1 2.8 2.8 SOURCE ONE MORTGAGE 12 2 1 14.5 2.4 1.2 U.S. HOME MORTGAGE CORPORATION 9 0 0 11.0 0.0 0.0 SAMCO MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 CHANNELVIEW BANK 9 4 4 20.9 9.3 9.3 CBS MORTGAGE CORP. 2 0 0 2.6 0.0 0.0 MOMENTUM MORTGAGE GROUP INC 0 0 0 ************** ********** ********** STERLING BANK 6 2 2 9.4 3.1 3.1 CHASE HOME MORTGAGE CORP. 6 2 2 10.3 3.4 3.4 NATIONSBANK OF TEXAS, N.A. 12 4 0 21.8 7.3 0.0 MOLTON, ALLEN &WILLIAMS 6 2 1 10.9 3.6 1.8 BLUEBONNET SAVINGS BANK FSB 8 2 1 10.4 2.6 1.3 Merchants Bank 24 3 1 33.3 4.2 1.4 PREFERRED SAVINGS ASSOCIATION 1 1 1 1.5 1.5 1.5 SOUTHWEST BANK OF TEXAS, N.A. 2 0 0 3.3 0.0 0.0 SOUTHERN NATIONAL BANK 5 1 0 7.5 1.5 0.0 CITIBANK F.S.B. 6 1 0 12.2 2.0 0.0 KEYCORP MORTGAGE INC. 5 1 0 6.7 1.3 0.0 NATIONAL BANK OF CONROE 0 0 0 0.0 0.0 0.0 PARK NATIONAL BANK HOUSTON 8 5 1 15.7 9.8 2.0 COMERICA BANK-TEXAS 5 1 0 8.9 1.8 0.0 PAGE 3 Lender Name Minority African African Minority African African Over 50% American American Over 50% American American Over 50% Over 75% Over 50% Over 75% (%) (%) (%) WEYERHAEUSER MORTGAGE CO. 8 2 1 19.5 4.9 2.4 BANK ONE, TEXAS, N.A. 12 3 2 29.3 7.3 4.9 LONE STAR BANK, N.A. 15 3 3 28.3 5.7 5.7 ALLIED MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 GE CAPITAL MORTGAGE SERVICES 0 0 0 0.0 0.0 0.0 CHAMPIONS BANK NA 0 0 0 0.0 0.0 0.0 MERRILL LYNCH CREDIT CORP. 0 0 0 0.0 0.0 0.0 MUTUAL SAVINGS BANK, F.S.B. 1 0 0 3.6 0.0 0.0 EUSTIS MORTGAGE CORPORATION 16 8 4 38.1 19.0 9.5 FIRST BANK AND TRUST 1 1 0 2.9 2.9 0.0 LIBERTY NATIONAL MORTGAGE CORP 6 3 2 15.8 7.9 5.3 GOLDOME CREDIT CORPORATION 4 2 2 50.0 25.0 25.0 CUNA MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 ASSOCIATES NATL MORTGAGE CORPO 2 1 1 5.7 2.9 2.9 ROSENBERG BANK AND TRUST 10 0 0 45.5 0.0 0.0 WOODFOREST NATIONAL BANK 5 0 0 18.5 0.0 0.0 HIGHLANDS STATE BANK 6 2 1 22.2 7.4 3.7 VICTORIA MORTGAGE CORP. 1 1 0 3.6 3.6 0.0 FLEET REAL ESTATE FUNDING 1 1 1 3.3 3.3 3.3 FIRST PROSPERITY BANK 2 2 1 8.0 8.0 4.0 ProBank 0 0 0 0.0 0.0 0.0 LOMAS MORTGAGE USA 1 0 0 100.0 0.0 0.0 TEXAS FIRST NATIONAL BANK 18 2 1 60.0 6.7 3.3 CITIZENS STATE BANK 0 0 0 0.0 0.0 0.0 FIRST LIBERTY NATIONAL BANK 0 0 0 0.0 0.0 0.0 BANK OF AMERICA NT & SA 6 2 0 50.0 16.7 0.0 CITIZENS NATIONAL BANK - TEXAS 6 1 1 21.4 3.6 3.6 POST OAK BANK 4 2 2 13.8 6.9 6.9 QUALITY MORTGAGE USA, INC. 2 2 1 15.4 15.4 7.7 FIRST PREFERENCE MORTGAGE CORP 0 0 0 0.0 0.0 0.0 WEST UNIVERSITY BANK, N. A. 2 1 0 12.5 6.3 0.0 BRAZOS VALLEY SCHOOLS C. U. 1 0 0 7.1 0.0 0.0 ITT RESIDENTIAL CAPITAL CORP. 1 0 0 4.0 0.0 0.0 SUNBELT NATIONAL BANK 4 0 0 16.0 0.0 0.0 NATIONAL COMMERCE BANK 6 2 0 33.3 11.1 0.0 HOME OWNERS FUNDING CORP. 0 0 0 ************** ********** ********** METROBANK, N. A. 10 0 0 71.4 0.0 0.0 COMUNITY LENDING 2 1 1 11.1 5.6 5.6 TANGLEWOOD BANK N.A. 0 0 0 0.0 0.0 0.0 WOODCREEK BANK 0 0 0 0.0 0.0 0.0 FIRST FRANKLIN 0 0 0 0.0 0.0 0.0 LINCOLN SERVICE CORPORATION 1 0 0 5.3 0.0 0.0 WALLIS STATE BANK 4 0 0 25.0 0.0 0.0 TRINITY MORTGAGE COMPANY 0 0 0 0.0 0.0 0.0 INDEPENDENCE BANK, N.A. 1 0 0 6.7 0.0 0.0 STANCHART MORTGAGE COMPANY 3 0 0 25.0 0.0 0.0 METMOR FINANCIAL, INC. 0 0 0 0.0 0.0 0.0 FIRST NATIONAL BANK-ROSENBERG 5 0 0 35.7 0.0 0.0 TEXAS NATIONAL BANK 1 0 0 7.1 0.0 0.0 TEXAS BANK 1 1 1 7.7 7.7 7.7 PAGE 4 Lender Name Minority African African Minority African African Over 50% American American Over 50% American American Over 50% Over 75% Over 50% Over 75% (%) (%) (%) UNITY NATIONAL BANK 7 6 6 100.0 85.7 85.7 MARGARETTEN & COMPANY, INC 0 0 0 0.0 0.0 0.0 DAYTON STATE BANK 1 0 0 11.1 0.0 0.0 CHARTER NATIONAL BANK-HOUSTON 2 2 1 15.4 15.4 7.7 KLEIN BANK 1 1 0 7.1 7.1 0.0 CARL I. BROWN AND COMPANY 2 2 1 12.5 12.5 6.3 DAVIS-PENN MORTGAGE COMPANY 20 0 0 100.0 0.0 0.0 BAYTOWN STATE BANK 0 0 0 0.0 0.0 0.0 FIRST COMMUNITY CREDIT UNION 4 0 0 40.0 0.0 0.0 MERIDIAN MORTGAGE CORPORATION 1 1 0 6.3 6.3 0.0 THE LEADER MORTGAGE COMPANY 1 1 0 100.0 100.0 0.0 FROST NATIONAL BANK 1 0 0 7.1 0.0 0.0 GULF COAST EDUCATORS FCU 1 0 0 8.3 0.0 0.0 PINEMONT BANK 5 0 0 35.7 0.0 0.0 FIRST BANK OF CONROE, N.A. 0 0 0 0.0 0.0 0.0 WESTERN BANK 1 0 0 7.1 0.0 0.0 HAMILTON FINANCIAL CORPORATION 2 1 1 16.7 8.3 8.3 HERITAGE BANK 0 0 0 0.0 0.0 0.0 MED CENTER BANK 2 1 1 15.4 7.7 7.7 FIRST NATIONAL BANK OF DAYTON 0 0 0 0.0 0.0 0.0 SECURITY BANK, N.A. 3 1 1 25.0 8.3 8.3 REAL ESTATE FINANCING, INC. 0 0 0 0.0 0.0 0.0 HARRISBURG BANK 2 0 0 25.0 0.0 0.0 FIRST NATIONAL BANK OF MISSOUR 4 0 0 40.0 0.0 0.0 CROSBY STATE BANK 0 0 0 0.0 0.0 0.0 OMNIBANK, N.A. 6 5 3 54.5 45.5 27.3 TEXAS CAPITAL BANK, N.A. 1 1 0 8.3 8.3 0.0 GUARDIAN BANK OF HOUSTON 4 0 0 28.6 0.0 0.0 AMERICAN BANK 8 1 1 57.1 7.1 7.1 THE PRUDENTIAL INSURANCE COMPA 1 0 0 9.1 0.0 0.0 FIRST BANKERS MORTGAGE CORP. 8 2 1 57.1 14.3 7.1 CENTRAL BANK OF HOUSTON 3 0 0 42.9 0.0 0.0 ASIAN AMERICAN NATIONAL BANK 2 0 0 18.2 0.0 0.0 THE CHASEWOOD BANK 2 0 0 40.0 0.0 0.0 ATLANTIC RICHFIELD CREDIT UNIO 2 0 0 20.0 0.0 0.0 NATIONAL CITY MORTGAGE CO. 0 0 0 0.0 0.0 0.0 66 FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 SUN SAVINGS ASSOCIATION 0 0 0 0.0 0.0 0.0 QUESTSTAR BANK N.A. 1 0 0 9.1 0.0 0.0 NORTHERN TRUST BANK OF TEXAS 0 0 0 0.0 0.0 0.0 BANK OF ALMEDA 4 2 0 50.0 25.0 0.0 CAPITAL BANK 5 0 0 45.5 0.0 0.0 FIRST BANK 3 0 0 33.3 0.0 0.0 FIRST NATIONAL BANK/CLEVELAND 0 0 0 0.0 0.0 0.0 NATIONAL BANK OF WALLER COUNTY 0 0 0 0.0 0.0 0.0 FIRST NORTHWESTERN BANK 1 0 0 9.1 0.0 0.0 HOUSTON NATIONAL BANK 3 0 0 27.3 0.0 0.0 NORTHWEST BANK 2 0 0 25.0 0.0 0.0 FBS MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 WEST LOOP S & LA 3 0 0 42.9 0.0 0.0 PAGE 5 Lender Name Minority African African Minority African African Over 50% American American Over 50% American American Over 50% Over 75% Over 50% Over 75% (%) (%) (%) CLEAR LAKE NATIONAL BANK 0 0 0 0.0 0.0 0.0 LANGHAM CREEK NATIONAL BANK 1 0 0 14.3 0.0 0.0 PT&T FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 RELOCATION FINANCIAL SERVICES, 0 0 0 0.0 0.0 0.0 NATIONSBANK OF VIRGINIA, N.A. 0 0 0 ************** ********** ********** ATLANTIC FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 ENTERPRISE BANK-HOUSTON 3 0 0 60.0 0.0 0.0 THE HUNTINGTON MORTGAGE CO 1 0 0 11.1 0.0 0.0 PNC MORTGAGE BANK, N. A. 1 0 0 16.7 0.0 0.0 VICTORIA BANK & TRUST 0 0 0 0.0 0.0 0.0 ANTOINE NATIONAL BANK 1 0 0 14.3 0.0 0.0 NORTH HOUSTON BANK 0 0 0 0.0 0.0 0.0 RIVERWAY BANK 0 0 0 0.0 0.0 0.0 TEXINS CREDIT UNION 1 0 0 25.0 0.0 0.0 ALIEF ALAMO BANK 3 0 0 75.0 0.0 0.0 FIRST STATE BANK 0 0 0 0.0 0.0 0.0 HUMBLE NATIONAL BANK 0 0 0 0.0 0.0 0.0 TEXAS GUARANTY NATIONAL BANK 1 0 0 16.7 0.0 0.0 CITICORP MORTGAGE,INC. 0 0 0 0.0 0.0 0.0 CHEMICAL FINANCIAL SVCS CORP 2 0 0 40.0 0.0 0.0 WASHINGTON SQUARE MORTGAGE CO. 0 0 0 0.0 0.0 0.0 PREMIER AMERICA FCU 1 0 0 16.7 0.0 0.0 HOUSTON COMMUNITY BANK N.A. 1 1 1 16.7 16.7 16.7 LEAGUE CITY BANK & TRUST 0 0 0 0.0 0.0 0.0 CYPRESS NATIONAL BANK 0 0 0 0.0 0.0 0.0 BAY AREA BANK AND TRUST 0 0 0 0.0 0.0 0.0 La Porte State Bank 0 0 0 0.0 0.0 0.0 CHEMICAL MORTGAGE COMPANY 0 0 0 0.0 0.0 0.0 FIRST CALIFORNIA MORTGAGE CO 0 0 0 0.0 0.0 0.0 LENNAR FUNDING COPRORATION 0 0 0 0.0 0.0 0.0 HULL STATE BANK 0 0 0 0.0 0.0 0.0 WEST SIDE NATIONAL BANK 1 0 0 100.0 0.0 0.0 BANK OF HOUSTON 1 1 0 20.0 20.0 0.0 TRANSWORLD MORTGAGE CORPORATIO 0 0 0 0.0 0.0 0.0 REGENCY MORTGAGE, INC. 0 0 0 0.0 0.0 0.0 LOCKHEED FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 DU PONT LA PORTE F. C. U. 0 0 0 0.0 0.0 0.0 HOUSEHOLD BANK, FSB 0 0 0 0.0 0.0 0.0 CITIZENS STATE BANK 0 0 0 0.0 0.0 0.0 BAYSHORE NATIONAL BANK 0 0 0 0.0 0.0 0.0 NAVIGATION BANK 0 0 0 0.0 0.0 0.0 PASADENA STATE BANK 1 0 0 25.0 0.0 0.0 COMPASS MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 CHEMICAL RESIDENTIAL MORTGAGE 0 0 0 0.0 0.0 0.0 COMMERCIAL FEDERAL MTG. CORP. 2 0 0 50.0 0.0 0.0 LOAN AMERICA FINANCE CORP 0 0 0 0.0 0.0 0.0 WASHTENAW MORTGAGE COMPANY #2 0 0 0 0.0 0.0 0.0 MCA MORTGAGE CORPORATION 0 0 0 ************** ********** ********** THE FIRST NATIONAL MORTGAGE EX 2 0 0 50.0 0.0 0.0 FIRST NATIONAL BANK 0 0 0 0.0 0.0 0.0 PAGE 6 Lender Name Minority African African Minority African African Over 50% American American Over 50% American American Over 50% Over 75% Over 50% Over 75% (%) (%) (%) J.S.C. FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 FIRST NATIONAL BANK OF BELLAIR 1 0 0 100.0 0.0 0.0 UNIVERSITY STATE BANK 1 0 0 100.0 0.0 0.0 FIRST BANK 1 0 0 33.3 0.0 0.0 CHARTER NATIONAL BANK-COLONIAL 1 0 0 33.3 0.0 0.0 KINGWOOD BANK NA 0 0 0 0.0 0.0 0.0 FIRST TEXAS BANK 0 0 0 0.0 0.0 0.0 MEMBERS CHOICE CREDIT UNION 1 0 0 33.3 0.0 0.0 COMMUNITY BANK 0 0 0 0.0 0.0 0.0 FLEET FINANCE, 1 1 0 100.0 100.0 0.0 CRAM MORTGAGE SERVICE, INC. 0 0 0 0.0 0.0 0.0 STRATFORD MORTGAGE CORP. 0 0 0 0.0 0.0 0.0 PROGRESSIVE SOUTHERN MORTGAGE 1 0 0 50.0 0.0 0.0 SHELL FEDERAL CREDIT UNION (CH 1 0 0 50.0 0.0 0.0 MELLON BANK, N.A. 0 0 0 0.0 0.0 0.0 AMERICAN FEDERAL BANK, F.S.B. 0 0 0 0.0 0.0 0.0 UFSB OF INDIANAPOLIS 0 0 0 ************** ********** ********** UNITED STATES NATIONAL BANK 0 0 0 ************** ********** ********** FUNB OF NORTH CAROLINA 0 0 0 0.0 0.0 0.0 TX NATL BANK OF BAYTOWN 0 0 0 0.0 0.0 0.0 FIRST BANK OF TEXAS 0 0 0 0.0 0.0 0.0 HOUSTON ENERGY CREDIT UNION 0 0 0 0.0 0.0 0.0 US EMPLOYEES CREDIT UNION 0 0 0 0.0 0.0 0.0 WESTSTAR BANK 0 0 0 0.0 0.0 0.0 HOMEOWNER'S FINANCIAL SERVICES 0 0 0 0.0 0.0 0.0 UNIVERSAL AMERICAN MORTGAGE 1 1 0 50.0 50.0 0.0 PARAGON MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 MOBILOIL FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 UNOCAL FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 COMMUNITY STATE BANK 0 0 0 0.0 0.0 0.0 UNIVERSITY FEDERAL CREDIT UNIO 0 0 0 ************** ********** ********** FIRST FEDERAL SAVINGS BANK 0 0 0 0.0 0.0 0.0 FIRST FEDERAL S&L OF HARRISON 0 0 0 0.0 0.0 0.0 BERKELEY FEDERAL BANK & TRUST 0 0 0 ************** ********** ********** THE LAREDO NATIONAL BANK 0 0 0 0.0 0.0 0.0 OC FEDERAL CREDIT UNION 0 0 0 0.0 0.0 0.0 NATIONAL WESTMINSTER BANK USA 0 0 0 0.0 0.0 0.0 RANDOLPH-BROOKS FCU 0 0 0 0.0 0.0 0.0 FIRST MADISON BANK, FSB 0 0 0 ************** ********** ********** NATIONSBANK OF N CAROLINA,N.A. 0 0 0 ************** ********** ********** FIRST NATIONAL BANK OF ALVIN 0 0 0 0.0 0.0 0.0 TEXAS NATIONAL BANK OF MIDLAND 0 0 0 ************** ********** ********** FIRST STATE BANK 0 0 0 0.0 0.0 0.0 HOUSTON INDEPENDENT BANK, NA 0 0 0 ************** ********** ********** FIRST BANK OF DEER PARK 0 0 0 ************** ********** ********** WHITE OAK STATE BANK 1 0 0 100.0 0.0 0.0 FIDELITY BANK OF TEXAS 0 0 0 ************** ********** ********** TEXAS BANK 0 0 0 0.0 0.0 0.0 PROVIDENT BANK 0 0 0 0.0 0.0 0.0 FIRST BANK 0 0 0 ************** ********** ********** PAGE 7 Lender Name Minority African African Minority African African Over 50% American American Over 50% American American Over 50% Over 75% Over 50% Over 75% (%) (%) (%) KRAFT GENERAL FOODS CU 0 0 0 0.0 0.0 0.0 ROHM & HAAS EMPLOYEES FCU 0 0 0 0.0 0.0 0.0 CREDIT SUISSE MIAMI AGENCY 0 0 0 0.0 0.0 0.0 BANC ONE FINANCIAL SERVICES 0 0 0 ************** ********** ********** TEXAS COASTAL BANK 0 0 0 0.0 0.0 0.0 COLLATERAL MORTGAGE, LTD. 0 0 0 0.0 0.0 0.0 CENTERBANK MORTGAGE COMPANY 0 0 0 ************** ********** ********** CORINTHIAN MORTGAGE CORP. 0 0 0 ************** ********** ********** BENEFICIAL MORTGAGE CORP. 0 0 0 ************** ********** ********** PIC REALTY CORPORATION 0 0 0 0.0 0.0 0.0 CHARLES F CURRY COMPANY 0 0 0 ************** ********** ********** STATEWIDE FUNDING CORPORATION 1 1 0 100.0 100.0 0.0 NATIONAL MORTGAGE COMPANY 0 0 0 0.0 0.0 0.0 MCAFEE MORTGAGE AND INVESTMENT 0 0 0 0.0 0.0 0.0 TURNER-YOUNG INVESTMENT CO. 0 0 0 0.0 0.0 0.0 BOMAR MORTGAGE ACCEPTANCE CORP 0 0 0 ************** ********** ********** TEXAS AMERICAN MORTGAGE 0 0 0 0.0 0.0 0.0 EMBASSY MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 COMMUNITY MORTGAGE CORPORATION 1 0 0 100.0 0.0 0.0 AMERICAN HOME MORTGAGE, INC. 0 0 0 0.0 0.0 0.0 FOSTER MORTGAGE CORPORATION 0 0 0 0.0 0.0 0.0 MORTGAGE FUNDING CORP.OF AMERI 0 0 0 0.0 0.0 0.0 AMERITEX RESIDENTIAL MORTGAGE 0 0 0 0.0 0.0 0.0 GLOBE MORTGAGE SOUTHWEST, INC. 0 0 0 0.0 0.0 0.0 PATRIOT MORTGAGE COMPANY L.P. 0 0 0 0.0 0.0 0.0 IMPERIAL CREDIT INDUSTRIES 0 0 0 0.0 0.0 0.0 SHAWMUT BANK CONNECTICUT 0 0 0 ************** ********** ********** CITIBANK, N.A. 0 0 0 ************** ********** ********** THE CHASE MANHATTAN BANK, N.A. 0 0 0 ************** ********** ********** GREAT WESTERN BANK, A FSB 0 0 0 ************** ********** ********** STATE SAVINGS BANK 0 0 0 ************** ********** ********** COASTAL BANC SAVINGS ASSOCIATI 0 0 0 ************** ********** ********** BANKUNITED, FSB 0 0 0 ************** ********** ********** THE CHASE MANHATTAN BANK OF FL 0 0 0 ************** ********** ********** FIRST INTERSTATE BANK OF CALIF 0 0 0 ************** ********** ********** MARINE MIDLAND MORTGAGE CORP 0 0 0 ************** ********** ********** ANCHOR MORTGAGE SERVICES, INC. 0 0 0 ************** ********** ********** MAGNUM MORTGAGE COMPANY 0 0 0 ************** ********** ********** J.I. KISLAK MORTGAGE CORP. 0 0 0 ************** ********** ********** APOLLO MTG AND FIN. SERV. INC. 0 0 0 ************** ********** ********** ARBOR NATIONAL MORTGAGE 0 0 0 ************** ********** ********** PLAZA MORTGAGE, INC. 0 0 0 ************** ********** ********** SUN WEST MORTGAGE COMPANY, INC 0 0 0 ************** ********** ********** 1ST FINANCIAL MORTG. CORP. 0 0 0 ************** ********** ********** E.F.M. MORTGAGE BANKERS, INC. 0 0 0 ************** ********** ********** TRANSCENTRAL MORTGAGE, INC. 0 0 0 ************** ********** ********** SGB CORP. WESTAMERICA MTG. 0 0 0 ************** ********** ********** EMC MORTGAGE CORPORATION 0 0 0 ************** ********** ********** FIDELITY MORTGAGE CO. 0 0 0 ************** ********** ********** EXCHANGE MORTGAGE CORPORATION 0 0 0 ************** ********** **********