Table 2  
               
         GSE Market Share: By Census Tract Income Category
 
                         Chicago PMSA - 1998 


 Loan Originations: Number of conventional home purchase loans and 
        conventional refinancing loans originated in 1998 by HMDA
        reporters (excluding loans above $227,000 -- the Fannie Mae
        and Freddie Mac loan-size ceiling in 1998).  

 GSE Purchases: Number of home purchase loans and refinancing loans
        purchased in 1998 by Fannie Mae and Freddie Mac in 1998.

 GSE Market Share: GSE purchases as a percentage of loan originations. 



 
Census Tract   Number of                                GSE
MFI as a %      Census       Loan           GSE        Market
of PMSA MFI     Tracts    Originations   Purchases     Share



under 50%         280         8631         3367        39.01   

50% - 80%         374        29541        14717        49.82

80% - 90%         168        22722        12919        56.86  

90% - 100%        209        36401        23260        63.90  

100% - 110%       167        39927        27440        68.73  

110% - 120%       141        43729        31931        73.02

over 120%         409       133944       103858        77.54



Tracts with         
no income data     28          229          300          --

Total Tracts     1776       315124       217792        69.11