Table 3  
               
     GSE Market Share: By Census Tract Income and Racial Category
 
                         Chicago PMSA - 1998 



  GSE Market Share: GSE purchases as a percentage of loan originations. 

  Minority Tract: Minority population percentage of 50% or more.

  Non-Minority Tract: Minority population percentgae less than 50%.



Census Tract
Income Level
and Minority       Number of                                   GSE
Population          Census         Loan           GSE         Market 
Percentage          Tracts      Originations   Purchases      Share


Tract MFI < 50% of PMSA MFI: 

  Minority           272           8509          3284         38.59

  Non-Minority         8            122            83         68.03 

 
Tract MFI 50%-80% of PMSA MFI: 

  Minority           253          18484          7845         42.44

  Non-Minority       121          11057          6872         62.15


Tract MFI 80%-90% of PMSA MFI:

  Minority            32           3367          1061         31.51

  Non-Minority       136          19355         11858         61.27


Tract MFI 90%-100% of PMSA MFI:

  Minority            33           3422          1458         42.61

  Non-Minority       176          32979         21802         66.11


Tract MFI 100%-110% of PMSA MFI:

  Minority             8           1137           435         38.26

  Non-Minority       159          38790         27005         69.62