Table 5  
               
         GSE Market Share: By Borrower Racial Category
 
                         Chicago PMSA - 1998 


 Loan Originations: Number of conventional home purchase loans and 
        conventional refinancing loans originated in 1998 by HMDA
        reporters (excluding loans above $227,000 -- the Fannie Mae
        and Freddie Mac loan-size ceiling in 1998).  

 GSE Purchases: Number of home purchase loans and refinancing loans
        purchased in 1998 by Fannie Mae and Freddie Mac in 1998.

 GSE Market Share: GSE purchases as a percentage of loan originations. 

 Targeted Minority: Excludes White and Asian Borrowers




Borrower                                                GSE
Racial                    Loan            GSE          Market
Category              Originations     Purchases       Share


 African-American         24521           8556         34.89

 Hispanic                 21312          13016         61.07    

 White                   227212         165569         72.87

 Asian                    12448           9562         76.82



 Targeted Minority        49809          23696         47.57 

 Race not reported        26556          18965         71.42


PMSA Total               316025         217792         68.92